CASHMIGO BUSINESS FUNDING
Jewelry Store Funding for Inventory, Security and Growth.
Explore jewelry store funding for qualifying inventory, security, showcases, repair equipment, seasonal purchases, acquisitions and working capital.
Common funding uses for jewelry stores, jewelers & designers
- Qualifying owned inventory and documented supplier purchases
- Showcases, safes, vaults, cameras, alarms, point-of-sale and inventory technology
- Bench, repair, engraving, cleaning, testing and other qualifying equipment
- Seasonal working capital, a qualifying acquisition, store improvements or channel expansion
Potential funding paths
Information to prepare
- Recent business bank statements and company financial statements
- Perpetual inventory summary separating owned, memo or consignment, customer-owned repair, custom-work, scrap and estate merchandise
- Inventory aging, turnover and gross margin by category, location and sales channel
Common questions
What jewelry-store expenses may business funding support?
Depending on the program and final agreement, potential uses may include qualifying owned inventory, supplier orders, showcases, safes, cameras, alarms, point-of-sale technology, repair equipment, payroll, marketing, store improvements, an eligible acquisition or documented working capital.
Are memo or consignment goods the same as owned inventory?
No. Memo or consignment merchandise generally remains subject to the supplier arrangement and should be tracked separately from merchandise the business owns. Providers may review ownership, return rights, aging, insurance, liens and supplier obligations.
Why do inventory aging and gross margin by category matter?
They help distinguish merchandise that turns into collected cash from slow-moving or obsolete stock. Diamond, bridal, watch, fashion, estate, repair and custom categories can have different turnover, margin, return and capital needs.
