Are investment properties eligible?
Potentially. Available paths may include rental, multifamily, fix-and-flip, construction and other investment-property programs.
CASHMIGO BUSINESS FUNDING
Commercial Real Estate Loan and Financing Options
Explore commercial real estate loans and financing for qualifying property purchases, refinancing, renovations and construction projects.
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Commercial Real Estate Financing explained
Commercial real estate loans and financing can support acquisitions, refinancing, renovations, owner-occupied property and qualifying investment projects. The property and transaction structure are central to review.
Common business uses
- Property acquisitions and refinancing
- Renovation and value-add projects
- Owner-occupied and investment properties
Potential qualification factors
- Property type, value and condition
- Purchase price, leverage and borrower equity
- Income, experience, credit and exit strategy
Common questions
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Structure financing around the property and business plan.
Commercial real estate financing may support purchases, refinancing, cash-out requests, renovations, owner-occupied properties and qualifying investment projects. Underwriting considers both the borrower and the property, including income, occupancy, condition, value and the proposed business plan.
Potential structures include conventional commercial mortgages, bridge financing, DSCR rental programs, fix-and-flip financing, multifamily loans, SBA financing for qualifying owner-occupied property and construction financing. Each path uses different leverage, experience and documentation standards.
Define the transaction
Identify purchase, refinance, renovation, construction or cash-out goals along with the requested closing date and exit strategy.
Measure property economics
Prepare rent rolls, leases, operating history, renovation budgets and projected stabilized income when relevant.
Document borrower strength
Providers may evaluate liquidity, net worth, credit, experience, entity structure and equity invested in the transaction.
Information commonly requested
- Purchase contract or current mortgage statement
- Rent roll and leases
- Property operating statements
- Renovation or construction budget
- Borrower financial statement and experience summary
Compare the structure
Owner-occupied transactions may qualify for SBA or conventional financing. Investment properties may use DSCR, bridge or commercial programs. Projects involving major renovation or ground-up work should be evaluated under construction-specific guidelines.
COMMON QUESTIONS
What business owners often ask.
Can investment property qualify?
Potentially. Eligibility depends on property type, cash flow, leverage, borrower experience, credit, liquidity and the intended strategy.
What is DSCR financing?
Debt-service-coverage-ratio programs evaluate whether qualifying property income supports the proposed debt payment, although borrower and property requirements still apply.
Are renovation costs financeable?
Some bridge, rehabilitation and construction programs may include eligible project costs when supported by a detailed budget, valuation and approved draw process.
General educational information only. Availability, approval, amount, cost and timing depend on the complete application and the applicable funding provider.
