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CASHMIGO BUSINESS FUNDING

Small Business Loans and Funding Options

Compare small business loans, merchant cash advances, working capital, lines of credit, equipment financing, invoice factoring and SBA financing.

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Explore all business funding options

Syndicated Line of Credit

Explore syndicated business line of credit options that may provide revolving, credit-based funding for startups and established businesses.

Credit-Based Funding

Explore personal-loan and credit-based funding paths for startups, newer businesses and qualifying business owners.

SBA Financing

Explore SBA 7(a), 504 and microloan financing for qualifying working capital, equipment, acquisitions and owner-occupied real estate.

Business Term Loans

Explore small business term loan options with a defined funding amount, repayment schedule and term for qualifying business needs.

Equipment Financing

Explore business equipment loans, leases and financing for qualifying machinery, vehicles, technology, medical, restaurant and construction equipment.

Asset-Based Revolving Line of Credit

Explore asset-based lending and revolving lines secured by eligible accounts receivable, inventory, equipment or other qualifying business assets.

Commercial Real Estate Financing

Explore commercial real estate loans and financing for qualifying property purchases, refinancing, renovations and construction projects.

Revenue-Based Financing

Explore revenue-based business funding and financing with potential payment structures connected to business performance.

Startup Funding

Explore startup business loans and funding options for newer businesses, including qualifying credit-based, equipment and secured financing paths.

Construction Financing

Explore construction loans and financing for qualifying ground-up development, major renovations, conversions and commercial projects.

COMPARE FUNDING STRUCTURES

Match the structure to the business need.

Compare business lines of credit, term loans, merchant cash advances, equipment financing, invoice factoring and SBA financing by use, access, payment pattern and common review factors.

Funding pathOften considered forHow access worksPayment patternWhat may be reviewed
Business line of creditRecurring or unpredictable short-term needsDraw from an approved revolving limitVaries by program; costs generally apply to amounts drawnRevenue, cash flow, credit, time in business and existing obligations
Business term loanOne defined project or purchaseOne approved lump sumDefined installments over an agreed termCash flow, profitability, credit, business history and current debt
Merchant cash advanceFaster short-term working capitalPurchase of agreed future business receivablesCommonly daily or weekly remittancesRecent revenue, deposits, industry, bank activity and existing advances
Equipment financingQualifying vehicles, machinery or technologyFunding tied to an identified business assetOften scheduled installmentsAsset, vendor, useful life, business profile, credit and possible down payment
Invoice factoringEligible unpaid B2B invoicesAdvance against approved receivablesFactor is generally repaid when the customer paysCustomer credit, invoice validity, payment terms and concentration
SBA financingQualifying expansion, acquisition, equipment or real estateTerm financing through an eligible lender or intermediaryGenerally monthly over a longer termCash flow, credit, equity, collateral when applicable and complete documentation

Read how potential funding amounts may be evaluated →

Common comparison questions

Which funding option may fit recurring business expenses?

A revolving business line of credit may fit recurring or unpredictable short-term needs when the business qualifies. The exact costs, draw rules, payment schedule and renewal requirements should be reviewed.

Is the fastest business funding option always the best choice?

No. Speed is only one factor. Compare net proceeds, total cost, payment amount and frequency, term, collateral or guarantee requirements, permitted uses and early-payoff treatment.

Can a business compare more than one potential funding path?

Yes. A business may qualify for more than one structure. Comparing the complete terms and cash-flow impact can help the owner decide whether any available option fits the documented need.

What information helps identify a potential fit?

The business goal, requested amount, timing, monthly revenue, time in business, credit profile, existing obligations, available collateral or receivables and supporting documents may all matter, depending on the program.

General educational information only. CashMigo is not making a financing offer or guaranteeing approval, amount, pricing or timing.

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