A detailed checklist of bank statements, financial records, identification, invoices, quotes, and transaction documents to organize.
Start with a clean application file
Create one secure folder for the current request and use clear filenames that identify the document and period. Remove duplicate or incomplete versions. Make sure scans are readable, all pages are included, and password-protected files can be opened by the authorized reviewer.
Use the exact legal business name and consistent contact information throughout the file. If a DBA, address, ownership, or bank account recently changed, include a brief explanation and supporting documentation.
Common identification and entity records
Prepare government-issued identification for required owners, business formation documents, tax identification information, ownership percentages, business licenses when relevant, and a voided business check or bank verification. Requirements vary by product and provider.
Confirm that the submitting person is authorized to act for the business. For multiple owners or affiliated companies, additional signatures and records may be required.
Tell CashMigo what the business needs, how much and how soon. We will review the request and help identify potential next steps.
Check My Funding Options →Banking and revenue records
Recent business bank statements are commonly requested. Providers may review deposits, average balances, overdrafts, returned items, revenue consistency, and existing payment activity. Merchant-processing statements may also be relevant for businesses with substantial card sales.
If the company has several operating accounts, explain how they are used. Do not omit accounts or alter statements. Accurate information supports a faster and more reliable review.
Financial statements and taxes
Depending on the program, prepare business and personal tax returns, year-to-date profit-and-loss statements, balance sheets, accounts-receivable and accounts-payable aging, debt schedules, and projections. Ensure reports cover consistent periods and can be tied back to business records.
Explain material changes such as a new location, major customer, temporary closure, one-time expense, or acquisition. Context helps a reviewer understand why recent performance differs from prior years.
Documents for the specific use
Equipment requests may require vendor quotes and asset details. Factoring may require invoices, aging reports, contracts, and proof of delivery. Real estate may require purchase agreements, leases, rent rolls, property financials, appraisal or environmental items. Acquisition financing may require seller financials and transaction documents.
Send sensitive information only through a secure approved channel. Before signing, retain the final agreement, disclosures, payment schedule, funding confirmation, and contact information for servicing questions.
Frequently asked questions
Should documents be emailed?
Sensitive financial documents should be submitted only through an approved secure channel.
Why are complete bank statements important?
Missing pages or altered files can delay review and prevent an accurate evaluation.
Will every program require tax returns?
No. Requirements vary by product, provider, amount, and business profile.
